Home Repair, Down Payment, and Rent Payment Resources

Home Relief Grant Starting November 2, 2020, Ohioans who owe rent, mortgage, water and/or sewer utility bills back to April 1, 2020 can apply for funding to help get caught up on these bills. Depending on the funding request, documentation related to the bills due will be required; for example, an eviction or past due rent notice, notice of late mortgage payment, utility bill demonstrating the account has been shut off, etc. More information and the application are available at businesshelp.ohio.gov.

HELP Program Administered by Cuyahoga County that reduces the prime rate by 3%. Applications are available at any KeyBank and Huntington Bank branch. For additional information and eligibility guidelines, visit https://cuyahogacounty.us/development/residents/home-repair-and-remodeling/housing-enhancement-loan-program or call (216) 443-2149.

Cuyahoga County Home Repair Program Administered by CHN Housing Partners. Eligible projects include roofing, plumbing, electrical,  HVAC, exterior painting, porches, stairs, gutters, walks and driveways. Approved homeowners may be eligible for up to $20,000 with a 0% deferred mortgage, which is due at the sale of the home.  Homeowners with Homestead Exemption may also qualify for a 0% deferred mortgage that is forgiven after 5 years. Go to https://chnhousingcapital.org/homerepair/ for more information and to download the application.

Property Tax Abatement Program The City offers property tax incentives for homeowners who make qualifying improvements to their homes, such as finishing their basement, adding a bedroom or bathroom onto a home, or constructing a new home. Learn more on the Residential Property Tax Abatement Program webpage or call the Department of Economic Development at (216) 587-9032.

Safe at Home Program Administered by Rebuilding Together Northeast Ohio, homeowners with a disability or over the age of 60, current on their property taxes, and income limited can receive assistance with projects such as handrails, grab bars, smoke & CO detectors, doorknobs and deadbolts, door repairs, security lighting, and minor bathroom modifications. For more information, visit https://www.rebuildingtogetherneo.org/cuyahoga or call (216) 800-8556 x2103.

Senior Property Tax Loan Administered by ESOP, senior residents aged 55 and older and who are owner occupants may be eligible for a loan of up to $6,500 to catch up on their Cuyahoga County property taxes. For more information about eligibility and how to apply, visit https://esop-cleveland.org/SeniorPrograms/Senior-Property-Tax-Loan.html or call (216) 361-0718.

Sewer Cost-Savings Programs The Northeast Ohio Regional Sewer District (NEORSD) offers several cost-savings programs, including for seniors, income-limited families, plumbing repairs, and summer watering savings. Learn more about eligibility guidelines and how to apply on NEORSD’s website.

Down Payment Assistance for purchasing your home is available through CHN Housing Capital.

Rent Payment Assistance is available through CHN Housing Partners.